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Independence American Insurance Company Reviews


Independence American Insurance Company is a pet-focused underwriter that offers customizable coverage for every cat & dog breed and budget. Their policies are backed by deep insurance industry expertise and provide broad appeal to consumers and groups alike. They also offer innovative pre-existing condition coverage after 12 months and optional add-ons to ensure that your pet can get the care they deserve.

Customer Service

Independence American Insurance Company is a subsidiary of the Independence Holding Company Group, which offers health and dental insurance policies to individuals and employers. The company also offers life insurance and annuities. The company’s Financial Strength Rating (FSR) is A- and its Long-Term Issuer Credit Rating is a.

The Independence Holding Company Group was founded in 1980 and has grown through various acquisitions of marketing organizations, underwriting companies, and third-party administrators. Its members include Independence American Insurance Company and Madison National Life Insurance Company, Inc.

The company’s senior management team is relatively the same as it has been since the company began. They are a mix of executives with extensive experience in the insurance industry. The main areas of expertise are underwriting, operations, and business development. They also have a good understanding of regulatory issues and M&A. This makes the company a solid option for those who need a reliable insurance provider. You can find out more about the company by checking out its website.

Coverage Options

Independence American Insurance Company offers a range of coverage options to suit your needs. Its plans are affordable and include a high level of benefits. Some of its programs also come with generic prescription drug coverage. These can save you money in the long run compared to paying out-of-pocket for your medications.

The company also provides dental coverage through Independence Dental. This is a PPO option that uses the DenteMax network in most states. It is an excellent choice if you’re looking for affordable coverage with the best network providers. Its three plan options are the PPO 1000, the PPO 1500, and the Independence Ultra PPO 1500. You’ll need to review the plan details before selecting the right one. You can get a free quote by entering your zip code above. The insurance company is part of the Independence Holding Company Group, which includes Standard Security Life Insurance Company of New York and Madison National Life Insurance Company, Inc.


Having health insurance is essential to most people, but you should be aware of the cost before you buy. This is why it’s necessary to compare Independence American Insurance Company reviews and similar insurance providers before making your final decision. The price of a policy will be affected by several factors, including the type of coverage you are looking for and your location.

Founded in 1980, Independence Holding Company Group (IHCG) is an insurance company that markets its products to employers and individuals. The company offers health and medical insurance, life insurance, and annuity policies to its customers. Its subsidiaries include Standard Security Life Insurance Company of New York and Madison National Life Insurance Company, Inc. The company also owns IHC Specialty Benefits, Inc., a technology-driven full-service marketing and distribution company. This company offers specialty health and life insurance products to small employers, independent agents, telebrokerage, call centers, and advisors. The company has a Financial Strength Rating of A- and a Long-Term Issuer Credit Rating of a-.


Founded in 1980 and based in Wilmington, DE, Independence American Insurance Company is a subsidiary of Independence Holding Company Group (IHCG). Its pet-themed insurance products are well-respected among veterinary clinics, animal shelters, and veterinarians. The company is also known for its Medicare supplement offering, which is a great place to start for seniors looking for a new policy. The company is backed by Aetna and features a Quote and Enroll application that’s easy to use. In addition, it has a plethora of medical, dental, and supplemental insurance offerings. To see its complete product line, you can visit its website or request a quote from Senior Benefit Services. The company also has a well-designed mobile app for iOS and Android devices. Those looking for a no-frills, no-nonsense Medicare plan may find that IHCG is not the right fit.